Outpay Settlement: Non-Custodial USDC to Merchant Wallets
Learn how Outpay sends Base USDC directly to a verified merchant payout wallet and what non-custodial settlement does not include.
Settlement is direct, wallet-to-wallet:
- The merchant registers a payout wallet and proves ownership of it.
- Outpay embeds that recipient address in every new checkout.
- The customer sends USDC on Base to the recipient address.
- Outpay's payment matcher verifies the transfer and notifies the merchant.
Outpay does not custody customer funds, hold a merchant balance, sweep funds, or execute a payout transaction anywhere in this flow.
No refund API
Refunds are not implemented. If a customer sends an incorrect amount, or pays after a checkout has expired, preserve the transaction evidence and use an operator-approved manual remediation process — do not represent a manual wallet transfer as an Outpay product feature.
Related documentation
- Payout wallet — configuring the wallet this page describes.
- Payment lifecycle — how a transfer is matched before settlement.
- Handle an expired checkout — the recommended response to a late transfer.
Outpay Payment Confirmations and Base Transaction Finality
Understand why an Outpay Base USDC transfer can be detected before it becomes a paid checkout and how confirmation affects fulfilment.
Outpay System Status: Beta Capabilities and Readiness
Review the current Outpay capability matrix for hosted checkout, Base USDC detection, payment webhooks, API keys, refunds, SDKs, and operations.